Standing capital, on your terms.
Business Line of Credit
A revolving facility you can draw from in seconds through your portal. Pay interest only on the balance you carry, pay it down when cash is strong, and draw again without reapplying.
- Credit limits
- $250K – $5M
- Draws
- Instant, from your portal
- Pricing
- Interest on drawn balance only
- Renewal
- 12-month revolving term
Key benefits
Why operators choose it
Draw in seconds
Request funds from your dashboard and see the new balance before you confirm. Funds land next business day.
Pay for what you use
An undrawn line costs nothing. Interest accrues only on the outstanding balance.
Revolving by design
Pay down and redraw within your limit for the life of the facility — no new application.
Complete visibility
Limit, balance, availability, interest, and maturity are always one screen away.
Ideal use cases
- Smoothing cash flow between large invoices
- Meeting payroll while a receivable clears
- Taking a supplier discount for early payment
- Keeping a reserve for opportunities you can't schedule
Who it's best for
- Businesses with 2+ years of operating history
- $50K+ in monthly revenue with consistent deposits
- Operators who value flexibility and a standing reserve
- Companies that want to build a track record toward larger facilities
Questions
Common questions about business line of credit
Once your bank account is verified, draws requested before 3 PM ET typically arrive the next business day.
No maintenance fee. You pay interest on the drawn balance and nothing when it's at zero.
Yes. Limits are reviewed against performance, and many clients see an increase within the first two quarters.
Ready to fund with business line of credit?
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